Just in the nick of time
Sagraves New Home
The Sagraves moved a 1975 mobile home onto their mountain and began building their idyllic life together. However, despite their love for one another, times were hard. “Windstorms would shake the pictures on the wall,” remembers Jackie, “and in the winter, the front door would freeze up and we’d be stuck inside for days.”
Bobby learned about Frontier Housing from his cousin, who worked at Grayson Rural Electric Co-Op.
The Sagraves describe their experience working with the staff at Frontier as, “Wonderful!” “They all supported us, I can say that,” Jackie exclaims.
“They made it so simple—no headaches, no frustration,” adds Bobby. They both agree that, over time, Frontier Housing began to feel like family.
In just months, the Sagraves’ home was built from the ground up. Remembering the construction of their home, Bobby says, “Every time I drove up, something else had been done.” The kindhearted pair showed their appreciation by doting on the construction crew; rewarding them one afternoon with lunch from Kentucky Fried Chicken, which the crew enjoyed while admiring the view from the couple’s favorite picnic spot.
Frontier was able to piece together an affordable financing package for the Sagraves using:
- NeighborWorks® Capital Funding for the Rehabilitation of Affordable Housing (specifically awarded to assist in replacing pre-1976 mobile homes)
- HOME Funds – The National Affordable Housing Act of 1990 (awarded to assist in building new and affordable homes in northeastern Kentucky)
- A USDA Rural Housing mortgage (which offers the only zero money down program available to borrowers that have not served in the military)
Full story* …
Sagraves Prior Home
Frontier Housing was recently designated a NeighborWorks® HomeOwnership Center. NeighborWorks® HomeOwnership Centers like Frontier are one-stop shops for all things related to homeownership. Being a NeighborWorks® Homeownership Center allows Frontier access to a national network of resources for training and lending pro-grams that brings all of its services full circle to increase its impact on communities. From professional homebuyer education, to lending, to new construction to energy efficient home repair, Frontier makes home-ownership easy.
Erica is a single mother who is a full-time student majoring in Paralegal Studies at Morehead State University. Frontier Housing was able to help Erica, who was referred by local partner, Morehead Electric, acquire a loan to build her home on 13 acres of land purchased from her grandfather on Skaggs Road in Morehead. The house built on the property is a 1,314 square foot, 3 bedroom, 2 bathroom home using the “Windsor Trace” home plan, a new home design for 2011 for Frontier.
On Saturday, September 10, over 300 volunteers descended upon the Zane Collins Community Park for the third annual Morehead-Rowan County Repair Affair. The event, sponsored by the MSU Center for Regional Engagement and Frontier Housing, addressed the minor home repair needs of low-income, elderly, and disabled homeowners throughout the community.