Archive for March, 2011

Brock Litteral on Frontier Board

Wednesday, March 23rd, 2011

Frontier Welcomes Brock Litteral to Board of Directors

Morehead, KY – Frontier Housing,, is pleased to welcome Brock Litteral, loan officer at the Commercial Bank of West Liberty,, to Frontier’s Board of Directors.

Brock Litteral photoCommercial Bank and Frontier have collaborated for over five years on a series of loans through the American Housing Program (AHP), which provides affordable financing opportunities to low income families.  Through the bank’s involvement, Brock became acquainted with Frontier’s lending staff and gained an appreciation for Frontier’s mission of providing affordable housing solutions to build better communities in Kentucky.  Furthermore, for the past 18 months, Brock has served on Frontier’s loan committee.

Brock received his Bachelor’s of Business Administration from Morehead State University and attended Banking School at Louisiana State University.  Brock has worked at Commercial Bank for 13 years.

First Time Homebuyer’s Seminar: 4/2

Wednesday, March 16th, 2011

Saturday, April 2, 2011
10:00 a.m. – 12:00 Noon
Morehead Conference Center
111 E. First Street Morehead, KY 40351

  • The Homebuying Process
  • Home Inspection Basics
  • Getting Your Finances In Order


Frontier Welcomes Penny Young to Board of Directors

Wednesday, March 16th, 2011

Morehead, KY – Frontier Housing,, is pleased to welcome Penny Young, Executive Director of the Homeless and Housing Coalition of Kentucky,, to Frontier’s Board of Directors.

“We are excited to have Penny rejoin Frontier’s efforts in providing affordable housing solutions in the capacity of board member,” remarked Sherry Farley, President and CEO of Frontier Housing.  Penny Young photo

Penny has worked in the housing field for over 30 years.  From 1978 to 2003, she worked for the Kentucky Housing Corporation (KHC).  Upon her retirement, she joined Frontier Housing’s staff as Director of Finance.  In 2009, she left Frontier to serve as Executive Director of the Homeless and Housing Coalition of Kentucky (HHCK).

In her two years as Executive Director at the Homeless and Housing Coalition, Penny has made many positive internal, administrative and financial changes.  She has increased the organization’s AmeriCorps involvement across the state.  She has also actively lobbied with the state legislature for the passage of Senate Bill 26, an act relating to identification cards for people experiencing homelessness.

“I will bring a lot of practical experience to the board,” Penny commented. “Because of my work at KHC, I understand the housing world; and because I worked at Frontier, I understand the internal operations of the organization.  Frontier is exemplary in their way of doing business, the staff is very dedicated.  It is a perfect fit for me because I believe in Frontier.  I was honored to be asked.”

Deadline Extended for Repair Affair Applications

Wednesday, March 9th, 2011

MOREHEAD, KY — Homeowners interested in applying for the third-annual Morehead-Rowan County Repair Affair now have until Tuesday, March 15 at 4:30 p.m. to submit their applications for assistance. Applications received after the deadline will not be considered for this year’s program.

The Morehead-Rowan County Repair Affair is a community-wide initiative that will address the minor repair needs of low-income, elderly and disabled homeowners in Morehead and Rowan County. Approximately twenty homes will be selected from applications to receive safety, security or energy efficient improvements such as paint, door repair, window replacement, gutter and/or roof repair and other services. Repairs will also include accessibility issues or repairs to living accommodations for elderly or for disabled individuals.  The event is tentatively scheduled for early fall.


Unused Funding for Morgan County

Wednesday, March 9th, 2011

Frontier Housing Announces Unused Funding Still Available for Morgan County Residents

Morehead, KY – In 2008, Frontier housing,, was awarded a HUD Rural Housing and Economic Development (RHED) Grant in the amount of $300,000.  These funds are to be used, specifically, to serve families in Morgan County, Kentucky.  RHED Grants make it possible for Frontier to provide secure low interest rate loans and affordable home mortgages for more families.

Funds are still available through the RHED Grant.  Frontier urges low-income residents in Morgan County to take advantage of these types of fleeting opportunities for homeownership.  RHED Grant funds, for example, are only effective for a thirty-six month period and are set to expire in early 2012.

This Grant created a new opportunity for Frontier to build 10 new ENERGY STAR homes on individual lots. Homes available include ranch style site built homes and manufactured homes with vinyl-siding, featuring one or two bathrooms and three or more bedrooms.